Which of the following is eligible for a businessowners policy?

A businessowners policy (BOP) is designed for small to medium-sized businesses and includes various types of coverage suitable for specific risks. For a business to qualify for a BOP, it typically must meet certain eligibility criteria, including limitations on occupancy types, sales volume, and physical size.

In this case, the office building that has less than 100,000 square feet total area meets the requirements for a BOP because it remains within the size limits typically imposed by insurers. This makes it a suitable candidate for the policy, as BOPs often cater to smaller operations and specific types of risks that can be covered more efficiently under a single policy.

The convenience store's heavy reliance on gasoline sales, exceeding a certain percentage of total sales, may disqualify it from a BOP, as fuel sales often demand more specialized commercial coverage. The mercantile risk with $4 million in sales might exceed the sales threshold for BOP eligibility, which is usually capped at lower figures for eligible businesses. Similarly, the 8-story office building likely exceeds the acceptable size limit for a BOP, which is often capped at a maximum square footage to ensure manageable risk for insurers.

Thus, the office building that falls below the 100,000