Which of the following is NOT an other coverage included in both the broad and special form dwelling policy?

In the context of broad and special form dwelling policies, the coverage options included generally reflect the insurance protection that extends beyond the basic form. While collapse, breakage of glass, and coverage for lawns, trees, shrubs, and plants are indeed included in both the broad and special forms, theft of personal property is not uniformly covered under these policies.

Broad and special form dwelling policies typically include specific coverage enhancements that provide protection for the structure and certain other structures, personal property, and a few additional perils. However, theft of personal property often requires a separate endorsement or may fall under different personal property coverages that depend on the specific terms of the policy or the type of dwelling form being utilized.

This distinction is crucial because it highlights that while perils and coverages like collapse or breakage of glass are standard protections, theft coverage may vary significantly and is not automatically part of both forms without explicit inclusion. Understanding these nuances in coverage helps in making informed decisions when selecting or comparing insurance policies.