Which of the following is not one of the core coverages of a DP - Property Policy?

In the context of a Dwelling Property (DP) policy, personal liability coverage is not considered one of the core coverages. The primary focus of a DP policy is to provide coverage for the physical property itself and related costs rather than personal liability.

The core coverages of a DP policy typically include:

• Dwelling, which provides coverage for the structure of the home itself.

• Other Structures, which covers detached structures on the property, such as a garage or shed.

• Fair Rental Value, which compensates the property owner for lost rental income if the property becomes uninhabitable due to a covered loss.

Personal liability insurance is generally offered under a separate coverage or policy, focusing on financial protection against claims of bodily injury or property damage resulting from the insured's actions. This distinction is essential for understanding the scope and limitations of a DP policy.