Which of the following is NOT a class of inland marine risks?

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The selection of common carrier cargo liability as the option that is not a class of inland marine risks is accurate because common carrier cargo liability primarily pertains to liability insurance rather than property risks associated with transportation and communication, which is the core focus of inland marine insurance.

Inland marine risks generally cover a variety of property that is movable and not fixed, including bridges, tunnels, and other instrumentalities of transportation and communication, which are all fundamental components of infrastructure that facilitate the movement of goods and people. They may also include commercial property floater risks, which provide coverage for property that can be moved from one location to another, such as tools and equipment. Domestic shipments and transportation risks are closely aligned with the typical offerings of inland marine insurance as these pertain to the movement of goods and products within a country.

In contrast, common carrier cargo liability specifically addresses the responsibility of carriers to protect the goods they transport. It deals with the insurer's obligations to the owner of the cargo if the carrier fails to deliver it safely, rather than the direct risks of the moving property itself. This distinction is vital in understanding why common carrier cargo liability does not fit within the traditional classifications of inland marine risks.

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