Which of the following claims does NOT fall under the scope of liability coverage of Section II of a homeowners policy?

The correct claim that does not fall under the scope of liability coverage in Section II of a homeowners policy is one where the named insured is borrowing a friend's jacket that is later damaged. Liability coverage typically protects homeowners from claims made against them for injuries or damages they are legally responsible for. In the context of this scenario, the act of borrowing a friend's property, such as a jacket, does not create a liability situation in which the insured is held responsible for any damage to that property.

In contrast, situations involving a child throwing a rock and injuring a neighbor's child, a dog biting a neighbor, or a visitor slipping on ice typically fall within the liability coverage as they involve incidents leading to injuries or damages for which the insured could be held legally responsible. These scenarios are directly linked to actions or events occurring on the insured's property, which is why they are appropriately covered under liability provisions in homeowners insurance.