What type of property is NOT insured under Coverage A of a farm policy?

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Coverage A of a farm policy typically covers the dwelling and structures that are attached to it, as well as other property related to the operation of the farm itself. This coverage is designed to protect the insured's home and improvements on the insured location.

The personal lawnmower of a tenant, however, does not fall under this coverage because it is not owned by the insured and is classified as personal property rather than being part of the farm or dwelling structure. Coverage A is concerned primarily with the structures and property directly associated with the insured's ownership and operations, which is why the tenant's personal lawnmower is excluded.

In contrast, the other options listed pertain to property that is either owned by the insured or directly linked to the maintenance and functioning of the farm, making them eligible for insurance under Coverage A. These include the dwelling itself, materials for repairs to the insured dwelling, and a snowblower owned by the insured that is used for maintenance of the property.

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