What type of insurance coverage typically protects personal property against theft?

Property coverage is designed to protect personal property against various risks, including theft. This type of coverage is typically included in homeowners, renters, and commercial property insurance policies and applies to items such as furniture, clothing, electronics, and other personal belongings. When an insured event, like theft, occurs, property coverage can help reimburse the policyholder for the loss or damage incurred, ensuring that individuals can recover financially.

The other types of coverage listed do not specifically address the protection of personal property against theft. Liability coverage, for instance, focuses on protecting the insured from claims made by others for bodily injury or property damage. Pest control coverage deals with issues related to pest infestations and remedies, while personal injury coverage is related to protecting against claims of non-physical injury, such as defamation or invasion of privacy. Therefore, property coverage is the appropriate choice for safeguarding against theft of personal belongings.