The conditions of the Standard Fire Policy addressing the rules, duties, and provisions of the insured and the insurer are found in?

The Standard Fire Policy consists of a specific framework that outlines the rights and responsibilities of both the insured and the insurer. These details are encapsulated within what is referred to as the "165 lines of conditions." This section defines essential principles such as the duties of the insured after a loss occurs and the obligations of the insurer regarding claims processing.

This comprehensive set of conditions serves as a guide for both parties, ensuring that they understand their respective roles and requirements under the policy. For instance, it typically includes rules about notifying the insurer of a claim, how to protect the property after a loss, and other essential obligations for maintaining coverage.

The other options, while related to the policy, do not specifically provide the rules and duties set out in these conditions. Exclusions pertain to what is not covered by the policy, endorsements modify or add coverage to the standard terms, and declarations provide important details about the policy, such as the insured amount and the insured property, but do not contain the conditions that govern the policy's operation.