In the event of a loss covered by the policy, if the insurer requests a signed sworn proof of loss, the named insured is required to submit it within:

The requirement for the named insured to submit a signed sworn proof of loss after a loss occurs is contingent upon the specific terms outlined in the insurance policy. When the insurer requests this documentation, it is common for the policy to stipulate that the insured must submit it within a specified period, which can vary based on the policy or the nature of the claim.

While some policies might specify a timeframe such as 30 days or extend up to a year, the correct answer highlights that the timeframe for submission is not uniform and will be explicitly stated within the policy’s terms. Hence, the emphasis is on the expectation that a specified time frame will be clearly outlined in the policy documents themselves, allowing for flexibility based on individual contract stipulations. This is essential for both parties to ensure clarity regarding the obligations following a loss event.