How much will a homeowners policy pay to repair a damaged grave marker?

A homeowners policy typically provides coverage for grave markers under the personal property section of the policy. In many homeowners insurance policies, there is a specified limit for coverage of grave markers or burial sites, which often allows for compensation up to a certain amount in the event of damage.

In this case, the correct amount of $3,000 reflects the common coverage limit that insurers set for such items. This limit ensures that policyholders have adequate financial support to repair or replace significant grave markers that may be damaged due to specified perils, such as vandalism or landslides. The importance of this coverage helps families maintain the dignity and respect associated with a loved one's final resting place.

Other options likely reflect various limitations that are too low compared to typical coverage amounts found in homeowners policies. Therefore, the choice of $3,000 aligns with standard insurance practices that recognize the importance of grave markers and provide a meaningful level of compensation for their repair.