Coverage F (medical payments) under a homeowners policy would cover which of the following?

Coverage F, also known as medical payments coverage, is designed to provide limited medical expenses for specific individuals injured on or around the insured property, regardless of fault. This coverage typically extends to guests and others who are not part of the household.

A residence employee, such as a housekeeper or gardener, is someone who performs duties on the insured premises and is eligible for this type of protection. If a residence employee is injured while performing their job-related tasks at the insured's property, Coverage F would cover the medical costs arising from that injury. This ensures that the insured can promptly address any medical expenses, which is beneficial for both the employee and the insured.

The other options involve individuals who generally are not protected under this specific coverage. For example, tenants and family members are typically not covered under Coverage F because this policy primarily aims to cover guests and those who are working on the property, rather than individuals with more established relationships or agreements with the insured.