Because an insured owns a lot of expensive jewelry, her agent has advised her to purchase a scheduled personal property endorsement. What is true if this endorsement is added to her homeowners policy?

When a scheduled personal property endorsement is added to a homeowner's policy, it provides specialized coverage for specific high-value items, such as expensive jewelry. One of the main benefits of this endorsement is that it lifts the restrictions usually set by the standard Coverage C limits of the homeowners policy.

With the scheduled endorsement, the jewelry is specifically listed and valued in the policy. This means that the coverage for the jewelry is not subject to the general limits that might apply to personal property under Coverage C. Essentially, the endorsement provides a higher level of protection tailored to the value of the jewelry, ensuring that in the event of a loss, the insured can receive the full amount listed for that specific item without the limitations found in standard coverage.

Thus, this aspect of the endorsement makes it clear that the standard coverage limits will no longer apply to the jewelry that is insured under this specific endorsement, making it the accurate answer.